Beyond catastrophic loss (earthquake, hurricane, flood, man-made disasters such as terrorist attacks), and release of certain hazardous materials (toxic or poisonous inhalants) a railroad’s most significant exposure to risk of casualty loss is created by its
vendors, contractors, and invitees.

Despite the significance potential for loss created by these parties very few railroads effectively manage it. Why? Because just as a three-legged stool will collapse if any of its legs are weak or missing, any attempt to shift risk of loss away from the railroad to
the responsible party will collapse if the required essential knowledge needed to do so is weak or missing.

The railroad brings essential professional knowledge of railroad operations. Its attorney brings essential professional knowledge of legal issues, statutes, and contract construction techniques. What’s missing? Essential professional knowledge of risk management principles, insurance coverage, and the insurance marketplace.

The most important and effective thing a railroad can do to protect itself from the industry’s third largest cause of casualty loss is to obtain the missing essential professional knowledge of risk management principles, insurance coverage, and the insurance marketplace. After all, you can’t manage what you don’t know.

CRTC10_TN is the essential professional knowledge of risk management principles, insurance coverage, and the insurance marketplace needed by railroads. It’s the needed third leg of the stool. CRTC10_TN works by bulletproofing a railroad’s insurance requirements to help ensure that they receive the indemnity they are seeking from their risk shifting practices.

To see how CRTC10_TN bulletproofs a railroad’s insurance requirement, and read testimonials of its success visit CRT Consulting, LLC’s website: www.crt-consulting.com, Blog: “Bulletproof Insurance Requirements.”